‘Health Care’ articles

Still coming: Obamacare Rate Shock Part II

Affordable Care Act's out-of-pocket costs unlikely to be thought 'affordable'

Media reports about the Affordable Care Act have been dominated by two themes lately: The ongoing glitches with Healthcare.gov and the "rate shock" that some consumers now face after insurance companies canceled their policies.

But come January, a second rate shock may hit and could produce more bad news for Obamacare.

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Loyal Obama supporters,
canceled by Obamacare

'We were confident that this would all be straightened out. But it wasn't.'

San Francisco architect Lee Hammack says he and his wife, JoEllen Brothers, are "cradle Democrats." They have donated to the liberal group Organizing for America and worked the phone banks a year ago for President Obama's re-election.

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Obamacare to gouge individual
Nevadans most of all Americans

New study: Average Obamacare insurance premium for Silver State
residents will be 179 percent higher than residents’ present rates

LAS VEGAS — The vast majority of Americans are facing higher costs for their individual health-insurance premiums, unless — as more and more are demanding — Obamacare itself goes under the knife.

But today it’s Nevadans, on average, who are facing the steepest increases.

That’s one of the key findings of what is being billed as the most comprehensive analysis yet conducted of premiums facing people who shop for their own coverage under the so-called Affordable Care Act.

That analysis — in the form of a simple, interactive map — was produced by analysts Yevgeniy Feyman, Avik Roy and Paul Howard of New York’s Manhattan Institute.

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Un-Affordable Care Act: 'You're canceled!'

Sticker shock often follows insurance cancellation

MIAMI (AP) — Dean Griffin liked the health insurance he purchased for himself and his wife three years ago and thought he'd be able to keep the plan even after the federal Affordable Care Act took effect.

But the 64-year-old recently received a letter notifying him the plan was being canceled because it didn't cover certain benefits required under the law

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Nevada’s Obamacare website synchs
with a ‘high security risk’ for users

Obama administration may have broken federal data-security laws to launch on Oct. 1

LAS VEGAS — It’s official: Any personal data you give to the State of Nevada’s Obamacare website may be at risk from potential hackers and other security problems.

As Associated Press reporter Sandra Chereb reported in September, the state exchange website — “Nevada Health Link” — must synchronize your input with Obamacare’s federal “hub,” to access your personal data at the Internal Revenue Service, Social Security Administration and U.S. Department of Homeland Security.

Earlier today, however, AP reported that an “internal government memo” it had obtained revealed that administration officials were concerned that inadequate testing posed a “‘high’ security risk for President Barack Obama's new health insurance website.”

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Study: More Medicaid eligibility = fewer workers

Public health care subsidies crowd out private insurance, reduce job-seeking

LAS VEGAS — The Obamacare-linked expansion of Medicaid in Nevada that Gov. Brian Sandoval and state lawmakers pushed into Nevada law this year is likely to reduce Silver State employment, suggests a new working paper from the National Bureau of Economic Research (NBER).

A trio of scholars — Craig Garthwaite of Northwestern University, Tal Gross of Columbia University and Matthew J. Notowidigdo of the University of Chicago — examined the job-seeking behavior of individuals demographically similar to those Nevadans who will become eligible under the Sandoval-led Medicaid expansion for new taxpayer-supported medical subsidies and services.

Specifically, the individuals examined by the NBER study were participants in TennCare, the Tennessee Medicaid program, in the early years of this century.

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Could disregard of the U.S. Constitution
by Harry Reid end up dooming Obamacare?

Senate majority leader ignored Constitution’s origination clause

LAS VEGAS — The last time Obamacare was challenged before the U.S. Supreme Court, it barely survived.

Only because Chief Justice John Roberts creatively re-construed the law’s unconstitutional penalties as constitutional “taxes” was a 5-to-4 Court majority able to form and save the gargantuan law, officially known as the Patient Protection and Affordable Care Act of 2010 (PPACA).

Even then, a key provision of the law — denying states federal Medicaid subsidies if they did not agree to expand that program — still went down, substantially complicating prospects for PPACA’s success.

Now another significant legal challenge is bearing down upon the law, and right at the heart of that court case are decisions made four years ago by U.S. Senate Majority Leader Harry Reid.

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Teachers Health Trust CEO confirms trust
could go under 'at some point' without
revenue increase

CEO dismisses 'belly-up in 60-90 days' statement but acknowledges trust 'problems'

LAS VEGAS — The Teachers Health Trust may not be going “belly-up” in 60-90 days, but if it doesn’t get a premium increase from the Clark County School District, it will “at some point” run out of revenue, says CEO Peter Alpert.

“Can I tell you when, exactly?” asks Alpert. “No. There’s lots of moving parts in this business. If we don’t receive [premium increases], will we be faced with some tough decisions? Yes.”

In a wide-ranging interview with Nevada Journal, Alpert discussed the trust’s financial health as well as its relationship with the Clark County Education ...

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Nevada restaurant owners on Obamacare:
'We can't pay for this'

Owners say health-care law's costs hit everyone, affects entire industry

LAS VEGAS — Nevada restaurant owners — increasingly anxious about the future of their businesses under the Affordable Care Act — are echoing statements by national restaurant chains about the excessive costs the law will impose on them.

"I don't know what secret [the politicians] know, where they just assume we can write them a check," said Sam Facchini, owner of Metro Pizza in Las Vegas.

"We can't pay for this. Most of us [restaurant owners] operate on a thin margin and trying to stay in compliance [with the law] will make things much tighter."

The biggest concern restaurant owners have with the law — commonly referred to as “Obamacare” — is Section 1513, the Employer Mandate. Going into full effect in January 2014, it requires businesses with 50 or more full-time employees to provide federally "qualified" health insurance or pay penalties of up to $2,000 per employee.

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Nevada doctors share how Obamacare
harms patients and physicians

Concerns include reduced access for patients and pay cuts

Nevada Journal asked three local doctors about Obamacare and how it affects their practice. The interviews took place on Friday, September 14, 2012 at the Clark County Library, where the three doctors participated in a panel discussion about healthcare sponsored by the 60 Plus Association.

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